Head of Credit Risk

• Lead the design, implementation, and continuous refinement of credit risk frameworks, policies, and strategies for our B2B portfolios across Europe.
• Own and manage the monitoring and reporting of portfolio performance (loss rates, exposure at default, recovery rates, etc.), providing insights and recommendations to senior leadership and investors.
• Establish and manage credit risk appetite frameworks that align with company growth objectives and funding constraints.
• Oversee the end-to-end credit lifecycle, from onboarding policies through in-life monitoring to collections and recoveries.
• Drive portfolio segmentation, limit setting, and exposure management across industries, geographies, and client types (SMEs to Mid-market / Enterprise).
• Collaborate closely with Data Science, Legal, Finance, and Commercial teams to continuously improve credit decisioning models, scorecards, and policies.
• Support new product development and market expansions by assessing and mitigating associated credit risks.
• Serve as the primary interface with funding partners, insurers, and rating agencies on matters relating to portfolio performance and risk appetite.
• Lead a small but high-calibre team of risk professionals and analysts fostering a culture of proactive risk management and commercial partnership.

• 6+ years of experience in a multi-geography environment within Credit Risk Management for B2B Lending, Trade Credit, BNPL, Working Capital Finance, or Corporate Banking.
• Deep understanding of credit risk lifecycle management, portfolio steering, and risk-adjusted performance metrics (EL, PD, LGD, EAD, IFRS 9, etc.).
• Demonstrated success in setting and steering credit risk appetite within fast-paced, growth-stage or scale-up environments.
• Solid underwriting expertise gained from leading trade credit insurers, with a strong grasp of risk evaluation frameworks, sector analysis, and exposure management is ideal.
• Exposure to - or collaboration with - data science, credit modelling and analytics teams in the development of credit decisioning models.
• Strong stakeholder management experience, including interactions with executive leadership, funding providers, and insurers.

• Analytical, data-driven mindset with exceptional ability to translate data insights into actionable risk strategies.
• Strong commercial acumen; ability to balance risk and reward in a growth-driven environment.
• Skilled in portfolio monitoring, reporting tools, and performance dashboards (SQL, Power BI, Tableau, etc.).
• Deep knowledge of credit risk models, methodologies, and regulatory frameworks relevant to B2B lending and trade finance.
• Leadership and team management capabilities; able to inspire, challenge, and develop high-performing teams.
• Excellent communication and presentation skills, comfortable operating at board level and with external partners.
• Business Fluent English (C1+), additionally Dutch or German ideal.

• €1000 per year for you to contribute to your learning & development to help you grow professionally and personally.
• €300 per year for you to endorse team build, including dinners, games, and events.
• 28 vacation days per year (increasing 1 day every year up to 30).
• We welcome you to our office in the center of Amsterdam 3+ days a week.
• Take advantage of our Workation policy, allowing for up to 6 weeks every year of work outside of The Netherlands (some restrictions apply).
• Subsidised gym membership to boost your physical and mental well-being.
• € 46 per month towards public transport and tax relief for payments into our Business Bike scheme.
• You can accelerate your career and take ownership of your work and development in a flat hierarchy where 360 feedback is encouraged.

Mondu